Copyright © 2021
by Ralph F. Couey
Life changes. That simple two-word statement sums up the real truth of human existence. And the only truly consistent thing that exists. Sometimes change approaches slowly, politely; begging your pardon for interrupting the even tenor of the passage of time. You can see it coming, and are ready for when in finally arrives. Other times, change roars in from around the corner, or behind a bush, like a stalking tiger. When it arrives, it does so, at times, with damaging effect. Or, perhaps a sudden windfall, a providential change in luck.
Several months ago, it came out in conversations that Cheryl's Mom's long-term care plan would be unequal to the task for which it was designed. She used to have an excellent one. Then some shyster of a salesman sold her the current junk plan for the sole reason that her monthly payments on that plan would be less. That created a problem. After some discussion, and a long, searching, thoughtful consideration of the matter, we offered to buy Mom's house from her. She would get just about all the equity, which would cover all her long term care costs for a pretty long time.
Mom's dementia is getting worse. She can't feed herself (forgets to eat), can't properly bathe herself, and requires help whenever she visits the facilities. Caring for her has gotten increasingly difficult, and what we hoped would never happen, placing her in managed care, now appears more substantially on the horizon. So this was something that had to take place.
We had figured that once we were no longer caring for her, we would return to the mainland to be with our grandkids in Virginia, Colorado, and California, all of whom are growing up entirely too fast. Having no location there we really considered "home," we hadn't been able to settle on a location. Now, it seems we have determined to put down roots in this stony, volcanic soil.